Is Financing a New System Right for You?
As inflation rates increase and everyday living costs rise, it can be difficult to figure out how to fit a new heating and cooling system into your budget. With inflation and increased material costs, many HVAC systems have also increased in price. Consequently, many property owners have been working to extend the life of their current HVAC systems. However, if your HVAC system breaks down, you will feel like you don’t have much choice.
In the summer or winter, you can’t live without an AC or heater. Though this can be a stressful position, you may have more options than you realize. At Valley Heating, Cooling, Electrical and Solar, we understand how difficult these uncertain times can be. We also know how vital your heating and cooling system is to your home and comfort. With this in mind, we offer a range of financing options to help you get the new HVAC system you need without upsetting your budget.
As a Greensky Authorized Contractor (through our active membership in the Electric and Gas Industries Association, or EGIA), we can offer our qualifying customers 100% unsecured, “same-as-cash” financing. This type of financing allows you to purchase a new system without making payments for up to 6, 12 or 18 months. The Greensky same-as-cash financing application process is easily completed over the phone.
With Greensky financing, there are:
- No application fees
- No closing costs
- No pre-payment penalties
Greensky financing is available upon approved credit and the application process is simple – one quick application. Find out more about plans and rates – contact Valley Heating, Cooling, Electrical and Solar today for a free estimate.
Property Assessed Clean Energy (PACE) financing is designed for homeowners and commercial property owners looking to complete energy efficiency-focused upgrades. Available for home improvement projects that promote renewable energy, water conservation and energy efficiency, PACE financing can be used to help you complete a number of projects.
PACE financing may be available for:
- HVAC installations
- Electrical system upgrades
- Lighting projects
- Solar PV panel installation
- Energy-efficient water pumps
- Insulation improvements
PACE financing is a unique opportunity that can be used to cover up to 100% of your project costs. Your PACE loan is repaid over 20 years through an assessment on your property tax bill. It can also be kept with your property when selling your property, increasing its overall value.
PACE financing is a great option for many home and business owners looking to install new HVAC, electrical, or solar projects. It can even be used to install a new energy-efficient water heater. The application process is fast and easy, and can be shared between tenants.
In addition to financing your new system, there may be other ways to save money when you need to install a new heater or air conditioner. Many manufacturers, such as Lennox, offer lucrative rebates. When shopping for your new system, research the various manufacturers’ rebate options, as these rebates can help ensure you get the system you need.
Additionally, the federal government has several incentives and income tax credits for home and business owners looking to improve their energy efficiency.
Some of the incentives available through the federal government include:
- Renewable energy tax credits
- Equipment tax credits for primary residences
- Tax credits for home builders
- Tax deductions for commercial buildings
Valley Is Always Here to Help
It can be incredibly stressful when you’re surprised by an unexpected system breakdown. At Valley, our goal is to help our customers get the systems they need to keep their homes and businesses comfortable and healthy. Instead of worrying about it, call the HVAC experts at Valley.
Our HVAC specialists will inspect your current system, diagnose the issue and help you identify if there are any viable repair options before suggesting a replacement. If a repair won’t solve the problem and a replacement is necessary, we will work with you to help identify the right system and financing option for your needs and your budget.